Family Finance Calculators

Divorce changes your financial picture overnight. These calculators help you plan budgets for two households, understand tax implications, estimate childcare costs, convert income figures, and build a stable financial future after separation. All tools are free, private, and require no login.

Cost of Raising a Child Calculator

Estimate the total cost of raising a child from birth to age 18 by category and region.

Post-Divorce Budget Calculator

Plan your new monthly budget as a single-income household after divorce.

Health Insurance Cost Calculator

Compare health insurance costs after divorce: employer plan, COBRA, marketplace, and children's coverage.

Childcare Cost Calculator

Estimate childcare expenses by type (daycare, nanny, after-school) and region for child support calculations.

College Savings & 529 Calculator

Plan college savings contributions and divide 529 plan responsibilities between divorced parents.

Social Security & Divorce Calculator

Determine eligibility for spousal Social Security benefits based on your ex-spouse's record.

Income Imputation Calculator

Estimate imputed income when a parent is voluntarily underemployed or unemployed.

Post-Divorce Moving Cost Calculator

Estimate the total cost of moving and setting up a new household after divorce.

Credit Score Impact Calculator

Assess how divorce may affect your credit score and plan for credit recovery.

Dependency Exemption Calculator

Determine which parent should claim children as dependents for maximum tax benefit.

Shared Parenting Expense Splitter

Split children's expenses proportionally between co-parents based on income.

Post-Divorce Housing Affordability Calculator

Calculate what housing you can afford on a single income after divorce.

Back-to-Work Income Calculator

Estimate earning potential for stay-at-home parents re-entering the workforce.

Divorce Process Budget Planner

Plan month-by-month finances during the divorce process.

Two-Household Budget Comparison

Compare the cost of one household versus two separate households after divorce.

Retirement Catch-Up Calculator

Calculate how to rebuild retirement savings after divorce with catch-up contributions.

Child Activity Budget Calculator

Plan and split extracurricular activity costs between co-parents.

529 College Savings Plan Division Calculator

Calculate how to divide 529 college savings plans in divorce with tax penalty analysis.

First Apartment After Divorce Calculator

Calculate one-time setup costs for your first apartment after divorce.

Marital Standard of Living Calculator

Quantify the marital standard of living to determine alimony needs.

Post-Divorce Financial Checklist Calculator

Calculate costs and prioritize financial tasks needed after your divorce decree.

COBRA Insurance Calculator

Calculate COBRA health insurance costs vs marketplace alternatives after divorce.

Dating After Divorce Budget Calculator

Plan your dating budget after divorce including apps, dates, and childcare.

Child Support Tax Treatment Calculator

Understand the tax treatment of child support and maximize tax benefits.

Financial Recovery Timeline Calculator

Project your multi-year financial recovery after divorce with milestones.

Child Identity Protection Calculator

Calculate child identity protection costs when households split after divorce.

Career Re-Entry Salary Estimator

Estimate salary after workforce absence for stay-at-home parent re-entering work.

Education ROI for Divorced Parent Calculator

Compare education programs by ROI for a divorcing or divorced parent.

Shared Vehicle Arrangement Calculator

Calculate costs of sharing a vehicle vs buying second car vs rideshare after divorce.

Single Parent Grocery Budget Calculator

Calculate monthly grocery and food budget for single-parent households by family size.

Childcare Subsidy Eligibility Calculator

Check eligibility and estimate childcare subsidy amounts based on income and family size.

Head of Household Tax Filing Calculator

Determine head of household filing status eligibility and calculate tax savings after divorce.

Child Travel Budget Calculator

Budget for child travel costs between two homes including flights, gas, and accommodations.

Child Clothing Budget Calculator

Calculate annual children clothing budget by age group for single-parent households.

Free & Reduced School Lunch Calculator

Check eligibility for free or reduced-price school meals based on household income and size.

Holiday Gift Budget Calculator

Plan and coordinate holiday gift budgets between co-parents to avoid duplication and overspending.

Single Parent Utility Budget Calculator

Estimate monthly utility costs for a single-parent household by region and home size.

SNAP Benefits Calculator for Divorced Parents

Calculate SNAP food stamp eligibility and monthly benefit amount after divorce.

Medicaid Eligibility After Divorce Calculator

Check Medicaid eligibility after divorce based on household income and family size.

WIC Program Eligibility Calculator

Check WIC eligibility for pregnant or postpartum mothers and children under 5 after divorce.

Section 8 Housing Voucher Calculator

Calculate Section 8 housing voucher eligibility and estimated subsidy after divorce.

Earned Income Tax Credit Calculator

Calculate EITC eligibility and credit amount for single parents after divorce.

TANF Benefits Calculator

Calculate Temporary Assistance for Needy Families cash benefit eligibility and amount after divorce.

FAFSA & Divorce Impact Calculator

Calculate how divorce affects FAFSA filing and financial aid eligibility for college-bound children.

Emergency Fund Calculator for Single Parents

Calculate target emergency fund size and monthly savings plan for newly single parents.

Tax Withholding Adjustment Calculator After Divorce

Recalculate W-4 withholding allowances and estimated tax payments after changing filing status due to divorce.

Debt Payoff Planner After Divorce

Create avalanche or snowball debt payoff plans for divided marital debts assigned in divorce settlement.

Insurance Needs Calculator After Divorce

Estimate life, health, disability, and property insurance coverage gaps and costs after losing spousal coverage.

Back-to-School Budget Calculator for Co-Parents

Plan and split back-to-school expenses between co-parents including supplies, clothing, technology, and fees.

Planning Your Finances After Divorce

Going through a divorce means rebuilding your financial life. Whether you need to create a new budget on a single income, understand how child-related tax credits work as a single parent, or estimate the cost of childcare, our family finance calculators give you concrete numbers to plan around.

Each calculator processes all data in your browser -- nothing is stored on our servers. Enter your information, get instant results, and use the shareable URL to save your calculations or discuss them with your attorney or financial planner.

This website provides estimates for informational purposes only. This is not legal advice. Consult a qualified family law attorney for guidance specific to your situation.